Illustrative scene: a white man in his seventies with a garden hose on the driveway of his 1960s pale-blue concrete-block ranch in Clearwater, Florida

We Buy Houses in Clearwater, FL

Sell your house fast for cash, as-is. A written offer within 24 hours of one call, and you pick the closing date.

Prefer to talk it through? Call (984) 489-8269

Sell Your House Fast for Cash in Clearwater, FL

We buy houses in Clearwater, from the beaches to Countryside, for cash.

Tell us about the house and its condition on one call, and you'll have a written offer within 24 hours. There are no commissions, repairs, cleaning or showings, and we pay standard closing costs. Your cash offer is based on what you tell us about the house. If your answers reflect its real condition, the price on the contract is the price at closing. A title company or closing attorney handles the paperwork, and you pick the closing date, in as little as 14 days.

At a glance

No repairs or cleaning
No commissions or showings
We pay standard closing costs
Close in as little as 14 days

Selling in Clearwater

Selling a Clearwater House for Cash, Step by Step

Illustrative scene: a Black woman in her seventies with short white hair and gold hoop earrings on the phone at the kitchen table of her Clearwater ranch house, a one-page letter in hand

1. Talk It Through by Phone
One call covers your Clearwater house as it stands today, storm marks included. No cleaning or fixing up first.
2. A Written Cash Offer
Your offer arrives in writing within 24 hours. No commissions are taken out, and there are no showings.
3. Close on Your Day
A title company or closing attorney handles the paperwork, and closing happens on the date you choose.
Get My Cash Offer →
Takes about a minute.
or call (984) 489-8269

Sell Your Clearwater House As-Is: Helene's Record Water and the City's 49% Line

Hurricane Helene set a new high-water mark in Clearwater in September 2024. The tide gauge at Clearwater, with records back to 1973, read 6.67 feet above the normal high-tide line, beating the level left by the Superstorm of March 1993, and a sensor on Clearwater Beach read 6.75 feet. Across Pinellas and Hillsborough counties, Helene destroyed at least 419 homes and left at least 18,512 structures with major damage ². Milton followed two weeks later with hurricane conditions along the coast from Clearwater Beach southward ³. If water or wind reached your house in either storm, you can sell it without fixing it first. Tell us what happened and what's been done since.

Clearwater draws its repair line at 49%. The City treats a building as substantially damaged when restoring it to its condition before the damage would cost 49% or more of its pre-damage market value, and the repair cost has to include everything, labor too ⁴. Earlier projects can already have used up part of that margin: the City's flood map lets you review a property's past substantial improvement and damage history for exactly that reason ⁵. Crossing the line changes how a house may be repaired, not whether you can sell it.

Illustrative scene: a white couple in their seventies looking up at the water-stained soffit and rusty aluminum awning on the side of their 1960s block ranch in Clearwater

Cash Offer or Listing With an Agent in Clearwater?

For a Clearwater house that's been kept up, an agent's buyer will often pay more than a cash offer, as long as you're able to wait it out. What you give up along the way is real money: the commission, the fixes an inspection uncovers, and the mortgage, insurance, tax and utility bills that keep coming until the day it closes. The Pinellas County numbers after the example show how long homes have been sitting.

Start from the cost example for Clearwater, which estimates what a listing leaves you once those costs are paid. Then put our written offer beside that number rather than beside a list price.

On a $415,000 sale

Example, not a quote.

Listing with an agent

Sale price: $415,000
Agent commission (5.5% here; it varies): −$22,825
Repairs before listing (example): −$12,000
Documentary stamp tax on the deed: −$2,905
Owner's title policy (state rate): −$2,150
Settlement and other closing fees (example): −$1,400
Three months of carrying costs (example): −$7,470
You'd walk away with: $366,250

Comparing a cash offer

In this example, listing would leave you about $366,250 before your mortgage payoff. Compare that with your cash offer, less any closing costs you'd still pay.

With our cash offer there's no agent's commission, and we pay standard closing costs.

Your numbers depend on your house, your loan and your county. Want your real numbers? Enter your address above or call (984) 489-8269.

See every cost of selling in Florida →

Clearwater Housing Market, September 2026

Listing figures for Pinellas County, FL.

Pinellas County, FL housing market, September 2026
Median asking price	$417,450down 4% from a year earlier
Median days on market	84 daysdown 3% from a year earlier
Homes for sale	6,523down 9% from a year earlier

Homes listed in Pinellas County, FL sat a median 84 days on the market in September 2026, down from 87 a year earlier. The median asking price in Pinellas County, FL was $417,450 in September 2026, down 4% from a year earlier.

Fastest-moving ZIP codes

Lowest median days on market among ZIP codes with 20 or more homes listed, September 2026.

33759 — 61 days
33764 — 66 days
33761 — 71 days
33765 — 76 days
33760 — 80 days

Source: Realtor.com Economic Research, September 2026. Asking prices of homes listed for sale, not sale prices.

Before Closing: City Liens on a Clearwater House

The City of Clearwater reports its own claims against a property through an online system called Conduits. A report covers planning, permit and business license fees, utility bills, and code enforcement and legal liens. Title companies, escrow agents and other real estate professionals usually request one as a regular part of a sale, and each report costs $30 ¹.

If you know of an unpaid water bill, an old code fine or a permit fee that was never settled, mention it on the call. It's part of the picture, and the closing agent will see it on the report anyway.

Curious what your Clearwater house would bring in cash?

Enter your address to get started. One short call about your home’s condition, and your cash offer comes in writing.

Rather talk to a person? Call (984) 489-8269

See what a cash buyer would pay for your house →

Selling a Florida House in a Hard Spot

If one of these sounds like your situation, here's what Florida law says about it, in plain terms. For advice on your situation, talk to a Florida attorney.

Facing foreclosureA lender has to go to court first. How the sale works, and how long you can still stop it.

Clearwater foreclosures are Sixth Judicial Circuit cases; that circuit covers Pasco and Pinellas counties ⁶, and the Pinellas Clerk's main office is in Clearwater, at 315 Court Street. A lender that sues may record a lis pendens, a public notice that warns anyone thinking of buying the property that its title is in litigation. Before a sale, the notice of sale has to run in a local newspaper once a week for two weeks in a row, the second time at least five days ahead, and the Clerk's list of organizations that may be able to help includes Clearwater Neighborhood Housing Services ⁷. You can generally stop the sale by paying the full amount the judgment requires, any time until the clerk files the certificate of sale or a later time set in the judgment ⁸. Selling before the auction may still work, but Florida's equity-purchaser law strictly limits deals on a home that's already in foreclosure ⁹. Have a real estate attorney review any contract before you sign.

Inherited a houseWho handles the estate, and the shorter court process smaller estates may use.

The estates of Clearwater owners go to the Sixth Judicial Circuit ⁶. The Pinellas Clerk lists three kinds of estate case: formal administration, summary administration, and disposition of personal property without administration. In a formal administration the personal representative needs an attorney, and the Clerk's staff can't give legal advice, but the Clerk points to low- and no-cost help, including the Community Law Program, the Clearwater Bar's referral line and Gulfcoast Legal Services ¹⁰. Summary administration is open when the estate is worth $150,000 or less, or when the owner died more than two years ago ¹¹. Tell us whose name is on the deed and how far the estate has gotten.

Behind on paymentsA servicer generally can't start foreclosure until you're more than 120 days behind.

Federal rules generally bar a mortgage servicer from starting foreclosure until you're more than 120 days behind ¹². That time can be used to call your servicer about options, or to sell before a case is ever filed.

Going through a divorceHow a court splits the house, and why selling can make it simpler.

In a Florida divorce, the court starts from the premise that marital property should be split equally, unless there's a reason for an unequal split ¹³. Selling the house turns it into money that's simpler to divide. Your divorce attorneys can tell you what your order requires before either of you signs a contract.

Selling a rental with tenantsYour tenants don't have to move out first, and their deposits pass to the new owner.

The tenant doesn't have to move out before we make an offer. When a Florida rental is sold, the tenants' security deposits and advance rent go to the new owner, with an accounting for each tenant ¹⁴. If a tenant is month to month, either side can end the tenancy with written notice at least 30 days before the end of a monthly rent period ¹⁵. Tell us about the lease and the rent on the call.

Moving away or downsizingLine the sale up with your move, and you may keep part of your homestead tax savings.

The sale can line up with your move. If you had a Florida homestead exemption in any of the past three years and set up a new Florida homestead, you can apply to carry part of your old assessment savings to the new home, up to $500,000 ¹⁶.

Clearwater Neighborhoods and ZIP Codes We Buy In

We buy houses in every part of Clearwater, on the beaches, downtown and up through Countryside, and elsewhere in Pinellas County. If your neighborhood isn't here, call anyway.

Downtown and the Bluff

Downtown Clearwater
Harbor Oaks
Old Clearwater Bay
North Greenwood
South Greenwood

Beaches and Islands

Clearwater Beach
Island Estates
Sand Key

Central Clearwater

Skycrest
Glenwood
Morningside Meadows
Bayview
Del Oro Groves

Countryside and the North End

Countryside
Northwood
Cypress Point area
McMullen-Booth Road corridor

ZIP codes we buy in

33755
33756
33759
33760
33761
33762
33763
33764
33765

Clearwater Cash Home Buyers: Common Questions

How fast can you buy my house in Clearwater?

Closing can come in as little as 14 days after you accept our written offer, once the paperwork is ready. The closing agent orders the title work and the City lien report, and your lender has seven business days from a written request to send the payoff statement ¹⁷. Open permits from storm repairs, an estate or a tenant can stretch that out, and a later closing date is just as fine.

How do you decide your cash offer on a Clearwater house?

Over the phone, from your answers. We'll ask when the house was built, whether Helene's water came inside, what's been repaired since and whether permits were pulled, how old the roof and air conditioner are, and whether anyone is living there. Everything in the offer rests on what you tell us, so include the problems, not only the good points. If any line of the written offer isn't clear, ask us before you decide.

How much will a cash buyer pay for my Clearwater house?

It depends on the house and what you tell us about it: the condition, any storm damage still waiting on repairs, and what else it needs. Our written offer gives you a specific figure to compare with what a listing would leave you after costs, using the cost example for Clearwater.

Will a cash offer be lower than listing my Clearwater house?

Usually it is, if the house is in good order and you can give a listing several months. Judge the two by what ends up in your pocket after the commission, the repairs and the months of carrying costs.

Do I have to disclose problems if I sell my Clearwater house as-is?

Generally, yes. Under Johnson v. Davis, a Florida Supreme Court decision, a seller who knows of a defect that materially affects the home's value, and that a buyer can't readily see, must disclose it ¹⁸. At or before signing, Florida also has you tell the buyer about flood damage, flood insurance claims and FEMA assistance during your ownership ¹⁹. In Clearwater, that means saying whether Helene's water got in.

How can I look up my Clearwater house's flood zone and past repairs?

On the City's interactive flood zone map. Search by address to see the flood zone, the base flood elevation, the design flood elevation and any flood-related warnings for the parcel. The same site has elevation certificates on file and a property's substantial improvement and substantial damage history ⁵. If you've looked it up, share what it says on the call.

Do you buy houses near Clearwater?

Yes. We also buy houses in Belleair, Largo, Dunedin, Safety Harbor and Oldsmar ²⁰, and in ZIP codes 33770, 34698, 34695, 34677 and 33771. If you're not sure, call us.

Get a Cash Offer on Your Clearwater House