Illustrative scene: a Black couple in their seventies walking arm in arm across the lawn to their 1960s red-brick ranch house under a live oak in Texas

We Buy Houses in Texas

Tell us about your Texas house on one call. A written cash offer follows within 24 hours, and a title company closes.

Prefer to talk it through? Call (984) 489-8269

Selling Your House for Cash in Texas

One call about your Texas house's condition gets you a written cash offer within 24 hours.

No commissions, no repairs, no showings. Texas has no transfer tax on a home sale, and the owner's title policy has a state-set price: $1,768 on a $300,000 house. A title company closes, and you pick the date, in as little as 14 days.

At a glance

No repairs
No commissions or showings
Close in as little as 14 days

We Buy Houses in These Texas Cities

Beaumont: Jefferson County
Corpus Christi: Nueces County
Amarillo: Potter County

What Does It Cost to Sell a House in Texas?

In the $300,000 worked example below, listing a Texas house costs about $36,500 before you pay off the mortgage: the agent's commission, repairs, the owner's title policy, closing fees and three months of carrying costs. Texas adds no transfer tax ¹. A Texas sale is closed by a title company. Its escrow officer handles the closing, and closing includes checking that any back taxes are paid, splitting this year's taxes between buyer and seller, and paying out the money ². Under the standard Texas resale contract, the seller pays to release existing liens, the tax certificates, preparing the deed and half the escrow fee ³. Here is what each cost is and who usually pays it.

See every cost line

Item	Usually paid by	Typical
Owner's title policy	Whoever the contract says. The standard form has the seller furnish it, with a box for whether the seller or the buyer pays ³, and the two sides can negotiate it ⁴.	Set by the state from the sale price, so every Texas company charges the same ⁵. The worked example prices it for a $300,000 house ⁶.
Escrow fee	Split in half between seller and buyer under the standard contract ³	Set by each title company, and it isn't the same everywhere. You can shop around for it ⁴.
Deed preparation, tax certificates and lien releases	The seller, under the standard contract ³	Usually modest. Ask the title company for the figures in writing before you sign.
This year's property taxes	Divided through the closing date, and the split can take account of a change in exemptions ³	Your appraisal district's figures. The settlement statement shows each side's share.
Mortgage payoff and any liens	Paid from your sale money at closing	Whatever you still owe. Your lender must send a payoff statement within seven business days of a written request ⁷.

Texas transfer tax: there is none

Texas doesn't tax a deed when a house sells. When voters were asked in 2015, the Legislature's own analysis said the state and its cities and counties did not impose any tax on transfers of real property ⁸, and since January 1, 2016 the Texas Constitution has said no law may be passed that creates a transfer tax on a sale of real property ¹. So the example below has no transfer tax line.

Selling in Texas

Your Texas House, Start to Finish

Illustrative scene: a man in his late sixties on the phone at his kitchen table in an older Texas home

1. One Call About the House
Tell us what shape your Texas house is in. Nothing to fix, nothing to clean, and no showings.
2. A Written Offer in 24 Hours
Your cash offer comes in writing within 24 hours, with no commission taken out of it.
3. A Title Company Closes
A Texas title company closes the sale on the date you pick, in as little as 14 days.
Get My Cash Offer →
Takes about a minute.
or call (984) 489-8269

What Does the Owner's Title Policy Cost in Texas?

The sale price sets it: on a $200,000 house the owner's title policy is $1,274, and on a $400,000 house it's $2,262. Those are the Texas Department of Insurance's basic premiums for rates effective March 1, 2026 ⁶, and every Texas title company charges the same rate ⁵.

Sale price	Owner's title policy (basic premium)
$150,000	$1,027
$200,000	$1,274
$250,000	$1,521
$350,000	$2,015
$400,000	$2,262

The $300,000 figure is in the Quick Answer and the worked example above.

Do You Pay Capital Gains Tax When You Sell a House in Texas?

Not to the state. The Texas Constitution bars a state tax on individuals' net incomes, and it also bars a state tax on an individual's capital gains, including on the sale of a capital asset ⁹.

Federal tax is a separate question. If you owned the house and lived in it as your main home for at least two of the five years before the sale, you can generally leave up to $250,000 of the gain out of your income, or up to $500,000 if you file a joint return with your spouse ¹⁰¹¹. For a house you inherited, the starting point for figuring any gain is generally its fair market value on the date the owner died, not what they paid for it ¹².

This isn't tax advice. A tax professional can tell you what applies to you.

Who Pays for the Survey When You Sell a House in Texas?

It depends on which box your contract checks. Paragraph 6C of the standard Texas resale contract gives three choices ³:

You hand over your existing survey, with a T-47 Residential Real Property Affidavit (or the T-47.1 declaration): your sworn statement of whether anything has changed since the survey, such as a new building, a moved fence or a new easement ³¹³.
The buyer gets a new survey and pays for it.
You pay for a new survey.

Under the first choice, if the title company or the buyer's lender won't accept the old survey, a new one is ordered, and a second box says whether you or the buyer pays. If you don't hand over both the old survey and the affidavit in time, the buyer gets a new one at your expense ³. If you have an old survey, find it before the call. Look in the papers from when you bought the house.

How Can You Tell a Cash Offer Is Real?

A real offer is in writing, names a Texas title company, and lets you check it yourself before you sign. Here is what to look for:

A written contract. Read every page, including the price and the closing date, and ask about anything you don't understand. A Texas real estate attorney can review it for you.
Earnest money held by an escrow agent. Under the standard Texas resale contract, the buyer delivers the earnest money to the escrow agent named in the contract within three days ³. At a Texas title company, escrow money may be handled only by escrow officers licensed by the Texas Department of Insurance ¹⁴.
A title company you can call. The department publishes lists of every active title agent and escrow officer ¹⁴. Look up the company named in the contract, then call it yourself and ask whether it has the contract and the earnest money.
No fee to get an offer. You shouldn't have to pay anyone anything to hear what they'll pay for your house.

Do You Have to Disclose Problems When You Sell a Texas House As-Is?

Yes. Selling as-is doesn't take you out of Texas's disclosure law: a seller of a single-family house in Texas has to give the buyer a written Seller's Disclosure Notice, on the state's form or one substantially like it. It is a statement of what you know about the house as of the day you sign it, not a warranty, and it asks, among other things, whether you ever filed a flood insurance claim or got FEMA or SBA help for flood damage ¹⁵.

Some sales don't need the notice. They include a sale by an executor or administrator in the course of settling an estate, a sale under a court order or at foreclosure, a sale from one co-owner to another, and a sale to a spouse or a direct relative such as a child ¹⁵. The standard Texas resale contract has a box for each case: the buyer has the notice, will get it within a set number of days, or the seller isn't required to give one ³. If the notice comes after the contract is signed, the buyer may back out for any reason within seven days of getting it ¹⁵.

If the house was built before 1978, federal law also has the seller share what they know about lead-based paint, along with any reports, and give the buyer a lead hazard pamphlet ¹⁶. On the call, tell us what you know: the roof leak, the slab repair, the room that took on water.

Will a Cash Offer or a Listing Leave You More in Texas?

It depends on the house and on how long you can wait. A house in good shape, with time to sell, may well bring more on the open market, so the fair test is the money you walk away with. A listing usually costs an agent's commission, whatever repairs the buyer's inspection turns up, and a few months of mortgage, insurance, taxes and utilities while you wait for the right buyer.

In Texas, add one line most sellers forget: the owner's title policy, if your contract puts it on you. The example below works it through at the state's rate. Take the net it leaves and set our written offer beside it. If the listing comes out ahead and you can wait, listing may be the better choice.

On a $300,000 sale

Example, not a quote.

Listing with an agent

Sale price: $300,000
Agent commission (5.5% here; it varies): −$16,500
Repairs before listing (example): −$12,000
Owner's title policy (Texas rate, if you pay it): −$1,768
Half the escrow fee, deed preparation and tax certificates (example; title companies vary): −$800
Three months of carrying costs (example): −$5,400
You'd walk away with: $263,532

Comparing a cash offer

In this example, listing would leave you about $263,532 before your mortgage payoff. Compare that with your cash offer, less any closing costs you'd still pay.

Your numbers depend on your house, your loan, your county and the title company. Want your real numbers? Enter your address above or call (984) 489-8269.

Curious what your Texas house would bring in cash?

Enter your address to get started. One short call about your home’s condition, and your cash offer comes in writing.

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Facing Foreclosure, Probate or a Divorce in Texas? What the Law Says

Each of these has its own Texas rules and deadlines. Here's what the law generally says, in plain words. It isn't legal advice. For your own case, talk to a Texas attorney.

Facing foreclosure

In Texas, at least 41 days, about six weeks, must pass between the notice of default and the auction of the home you live in: the servicer's certified-mail notice gives you at least 20 days to catch up, and only then can the sale notice go out, at least 21 days ahead ¹⁷. That clock applies when the deed of trust gives the lender a power of sale. The sale notice is posted at the courthouse door, filed with the county clerk and mailed to you, and the auction is held between 10 a.m. and 4 p.m. on the first Tuesday of a month, at the county courthouse or another spot the county names ¹⁷. If the auction brings less than you owe, the lender has two years to sue for the rest, and you can ask the court to count the house's fair market value instead of the sale price ¹⁸.

Inherited a house

When there's a will and the estate owes no debts except a mortgage on real estate, a Texas court can admit the will as a muniment of title. It puts the will on record as proof of who owns the property, without the estate being administered ¹⁹. A will generally has to be offered for probate within four years of the death ²⁰. Without a will, a married owner's share of the community property goes to the surviving spouse, unless the owner had children who aren't also the spouse's; then the owner's half goes to the children ²¹. A Texas probate attorney can tell you which route fits your family and who has to sign the deed.

Behind on payments

Federal rules generally bar a mortgage servicer from starting foreclosure until you're more than 120 days behind ²². Once the Texas notices begin, an auction can follow within weeks, so those four months are the time to call your servicer about options, or to sell while you still have room to choose. Tell us on the call how far behind you are and whether any letters have come.

Going through a divorce

Texas is a community property state. What either spouse acquires during the marriage is community property, except separate property, and anything a spouse has during or at the end of the marriage is presumed to be community unless clear and convincing evidence shows otherwise ²³. In a divorce, the court divides the estate in a way it finds just and right ²⁴. And if the house is your homestead, neither spouse can sell it without the other joining in, even if it's one spouse's separate property ²⁵. Your divorce attorneys can tell you what your decree allows before either of you signs a contract.

Selling a rental with tenants

The tenant doesn't have to move out before we make an offer. When a Texas rental is sold, the new owner becomes responsible for the tenants' security deposits from the day it takes title and must give each tenant a signed statement of the amount. You stay responsible for a deposit you collected until the new owner has received it or taken over responsibility for it, unless a written contract between you says otherwise ²⁶. The landlord has to refund a deposit by the 30th day after the tenant moves out ²⁷. Tell us about the lease, the rent and the deposit on the call.

Moving away or downsizing

The sale can line up with your move. Once you're 65 and have the over-65 homestead exemption, the school taxes on your home generally can't rise above what they were the first year you qualified ²⁸. If you move to another Texas home and qualify it as your homestead, ask the appraisal district where you're selling for a certificate. It shows whether you can carry that ceiling over and how to figure the school taxes on the new home ²⁸.

Texas Cash Home Buyers: Common Questions

How soon can you close on my Texas house?

You pick the closing date after you accept our written offer. The title company searches the title and checks the tax records, and your lender has to send a payoff statement within seven business days of a written request ⁷. An estate or a tenant's lease can add steps, so tell us about either on the call.

Do you buy houses all over Texas?

Yes. We buy houses across Texas, in big cities, small towns and the country in between. Call us, tell us where the house is and what shape it's in, and we'll take it from there.

Who pays for the title policy when I sell a house in Texas?

It depends on your contract. The standard Texas resale contract has the seller furnish the buyer an owner's title policy, and a checkbox says whether the seller or the buyer pays for it ³. The Texas Department of Insurance says buyer and seller may negotiate who pays the premium, which is paid once, at closing ⁴.

I have a home equity loan on my Texas house. Can the lender foreclose the same way?

No. A Texas home equity loan can be foreclosed only by court order, and the borrower and spouse aren't personally liable for it unless they got the loan by actual fraud ²⁹. In the expedited court process, the court clerk mails you a citation, and a response is due the first Monday after 38 days from the date it was mailed ³⁰. If you've received one, talk to a Texas attorney, and tell us about it on the call.

I'm 65 and behind on my property taxes. Can I still sell?

Yes. A Texas homeowner 65 or older can file an affidavit with the appraisal district to defer the taxes on the home they live in, which holds off a tax suit or tax sale while they own and live there, and for a time after. The taxes stay a lien on the house and build interest at 5% a year ³¹. When you sell, the title company checks that back taxes are paid as part of closing ². Tell us on the call what you owe so it's part of the numbers from the start.

How does my over-65 homestead exemption show up when I sell?

Texas school districts have to exempt $140,000 of a homestead's appraised value, and $60,000 more for an owner who is 65 or older ³², and you need to own and live in the home to get the over-65 exemption ³³. In the year you sell, the taxes are divided through the closing date, and the standard contract lets that split take account of a change in exemptions ³. Bring your latest tax statement to the call.

My parent died in Texas without a will. Do we need a court case before the house can be sold?

Not always. If the house was your parent's homestead and the only real estate in the estate, the heirs may be able to pass it with a small estate affidavit, once 30 days have passed. The other assets, not counting the homestead and exempt property, must be worth no more than $75,000, a judge has to approve the affidavit, and it is then recorded in the county's deed records ³⁴³⁵. Many families also record an affidavit of heirship, a sworn statement of the family history that a court accepts as evidence once it has been on record for five years ³⁶. Whether a title company will close on either is its call, so ask a Texas probate attorney first.

Texas's Largest Housing Markets, September 2026

Figures are for the county each city sits in.
City (county figures)	Median asking price	Median days on market
Beaumont	$235,000	66 days
Corpus Christi	$336,950	100 days
Amarillo	$225,200	55 days

Harris County, TX

Median asking price: $329,450; about the same as a year earlier
Median days on market: 53 days; about the same as a year earlier
Homes for sale: 18,901; up 4% from a year earlier

Homes listed in Harris County, TX sat a median 53 days on the market in September 2026, about the same as a year earlier. The median asking price in Harris County, TX was $329,450 in September 2026, about the same as a year earlier.

Source: Realtor.com Economic Research, September 2026. Asking prices of homes listed for sale, not sale prices.

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