How much will a cash buyer pay for your house?
Every house is different, so every cash offer is different. Your number depends on your house, the shape it is in and the area around it. That is why the first step is simply your address.
The tool on this page gives you a cash offer estimate in about a minute. Type your address, answer five quick questions about the house and your plans, and your range appears on the screen.
The range is an automated online estimate, built from public records and recent sales nearby. It is not an appraisal and not an offer. It is a free first look, with no obligation of any kind.
Then a specialist calls you once to talk about the house. You get your actual cash offer on that call. Offer by phone. No walkthrough needed.
You can ask anything on that call, take your time and decide when you are ready. Many sellers like to see a number before they talk to anyone. Others would rather call first. Either way works.
Why sellers choose a cash offer
Selling a house the usual way takes a lot of work. There are repairs, cleaning, showings, open houses and often months of waiting. A cash offer lets you skip all of it.
What a cash sale with Address2Cash gives you
- You sell the house as-is, with no repairs, no painting and no cleaning.
- There are no showings and no open houses, so no strangers in your home on a Saturday.
- There are no agent commissions and no fees.
- There is no buyer loan that can fall through at the last minute.
- You pick the closing date.
- It all starts with one phone call with a real person.
For many people, it is simply an easier way to sell. It suits a house that needs work, an inherited house, a move to be closer to family, or anyone who would rather skip the usual steps.
Close in as little as 14 days, or later if you need more time. You pick the date. The move happens on your schedule.
Sell as-is: no repairs, no cleaning
Older houses often need some work: a roof near the end of its life, an old furnace, worn carpet or a dated kitchen. With a cash offer, none of it has to be fixed first.
You sell the house just as it is today. There is no need to hire contractors, wait for repair quotes or spend money on a house you are leaving.
You do not need to clean or stage it either. You don’t have to empty the house. Take what you want, leave what you don’t.
Houses that need work are welcome. That includes homes with roof leaks, foundation problems, old wiring or years of put-off upkeep. Just describe the house plainly on the phone, the good and the bad.
Our guide to selling a house as-is in North Carolina explains more about what to expect.
What you keep: no commissions or fees
When you sell to us, there is no listing agent, so there is no agent commission to pay. There are no service fees either. Address2Cash pays the standard closing costs, and there are no commissions.
Seller closing costs can include a transfer or deed tax, title and settlement fees, recording fees, and property taxes up to the closing date 1. Your specialist goes over the costs for your sale on the phone, so you know what to expect.
If you still owe on a mortgage, the loan is paid off at closing out of the sale money 1. Before closing, a payoff statement is requested from your lender. It shows the full amount needed to clear the loan on a set date, including interest up to that day and any unpaid fees 2.
The closing attorney or title company pays that amount to your lender at closing. You receive what is left after the loan and your closing costs are paid 3.
Our guide to selling a house with a mortgage in North Carolina goes into more detail.
Selling an inherited house
Selling a house that belonged to someone who has died takes a few extra steps, and it helps to know them. Who can sign the sale depends on the will, the state and how the estate is being handled.
In North Carolina, the clerk of superior court in each county acts as the probate judge. The clerk issues letters testamentary or letters of administration, the papers that give an executor or administrator authority to act for the estate 4.
In North Carolina, houses are generally not handled through the estate unless the will says otherwise, or the house has to be sold to pay the estate’s debts 4. To sell a house to pay debts, the executor or administrator usually needs a court proceeding before the clerk of superior court first. The exception is a will that gives the power to sell 5.
Rules differ from state to state, so it is wise to talk with a probate attorney before you sign anything. When several family members inherit together, it helps to agree on a plan early.
After that, a cash sale keeps things simple. The house can be sold as-is, so nobody has to repair, empty or stage it first. You pick a closing date that suits the family.
Our guide to selling an inherited house in North Carolina explains more about timing and paperwork.
Behind on payments or still owe on the mortgage
Owing money on the house does not stop you from selling it. The loan is paid off at closing from the sale money, and what is left is yours.
Being behind on payments does not stop you from selling either. A cash sale has no buyer loan to wait for, and you pick the closing date. Call us early, so there is time to plan.
There is no need to feel embarrassed about calling. The call is friendly and free, with no judgment, and you decide what happens next.
If you owe more than the house will sell for, talk to your lender early. A free HUD-approved housing counselor can also help you understand your choices.
Our guides to what to do when you are behind on mortgage payments and avoiding foreclosure in North Carolina explain each step in plain English.
Selling for cash in North Carolina, Georgia, Florida, Virginia and Tennessee
Address2Cash makes cash offers in every state. A cash sale works the same basic way everywhere, but closings differ a little from state to state. Here is a short guide to five of them, with more on each state page.
In North Carolina, cash sales close at a local closing attorney’s office, on a date that suits you. If the house came to you through an estate, our guide to selling an inherited house in North Carolina explains how probate affects timing. If it needs work, see selling a house as-is in North Carolina. There is more on our North Carolina cash home buyer page.
Georgia is an attorney-closing state: only a licensed Georgia attorney may conduct a home closing 6. Georgia law also says only a lender or a Georgia attorney may act as the settlement agent who pays out the sale money 7.
The Georgia real estate transfer tax is about $1 for every $1,000 of the price ($1 for the first $1,000, then 10 cents for each additional $100)Â 8. It is one of the standard closing costs we pay. See selling your house for cash in Georgia.
Florida does not require a lawyer to close a home sale, and the closing agent may or may not be a lawyer. The Florida Bar’s guide for home buyers says the best time to hire your own lawyer is before the purchase contract is signed 9.
Florida’s documentary stamp tax on the deed is 70 cents per $100 of the price 10, another standard closing cost we cover. See selling your house for cash in Florida.
Virginia does not require an attorney at closing either. A licensed attorney, a title company or agent, a licensed real estate broker or an authorized financial institution can act as settlement agent, and you have the right to choose your own 11. See selling your house for cash in Virginia.
In Tennessee, title and settlement companies handle most home closings, and an attorney is not required 12. State law calls for a written disclosure of known defects unless the buyer waives it and accepts the house as-is 13. See selling your house for cash in Tennessee.
How to get your cash offer
Getting your cash offer is simple, and it costs nothing. The first two steps take just a few minutes.
Three steps to your cash offer
- Type your address in any address box on this page and answer five quick questions.
- See your cash offer estimate on the screen, in about a minute.
- Talk with a specialist by phone and get your actual cash offer. Then take whatever time you need to decide.
If you would rather talk first, call us. Have the address handy and a rough idea of what needs work. You can also request your free cash offer online.
There is no cost and no obligation. Nothing happens unless you say yes.
See your cash offer estimate in about a minute
Then a real person calls you with your cash offer. No cost, no obligation.
Questions sellers ask
How fast can I sell my house for cash?
Close in as little as 14 days, or later if you need more time. You pick the date. A cash sale has no buyer loan to wait for. Probate, liens or title questions can add some time.
Do I need to make repairs before selling?
No. Your cash offer is for the house as it is today. You do not need to fix, clean or stage anything. You don’t have to empty the house. Take what you want, leave what you don’t.
Are there any fees or commissions?
No. There are no agent commissions and no service fees. The estimate on this page is free, and so is your cash offer.
Who pays the closing costs?
Address2Cash pays the standard closing costs, and there are no commissions. Your specialist goes over the costs for your sale on the phone, so you know what to expect.
Can I sell my house for cash if I still owe on my mortgage?
Yes. The loan is paid off at closing from the sale money, and you receive what is left 3. Your lender’s payoff statement shows the exact amount due on a set date 2. If you owe more than the house will sell for, talk to your lender before you agree to a sale.
Can I sell an inherited house?
Yes. Once the person with authority to sell is in place, often an executor or administrator, the house can be sold as-is. A probate attorney can confirm who signs. You pick a closing date that suits the family.
Do you need to see the house?
No. Offer by phone. No walkthrough needed. A specialist asks about the house and your plans, and gives you your cash offer on that call.
Is the estimate free? Is there any obligation?
The estimate is free, and there is no obligation. It is an automated online estimate, not an appraisal and not an offer. Your actual cash offer comes on a phone call, and you are free to say no.
Can I pick my closing date?
Yes. You pick the closing date. Close in as little as 14 days, or later if you need more time to plan the move.
Who handles the closing?
A licensed closing attorney or title company handles the closing and the paperwork. They pay off your mortgage, if you have one, and you receive what is left 3.
What happens after I submit?
Your cash offer estimate appears on the next screen. Then a specialist calls you once to talk about the house and give you your cash offer. There is no cost and no obligation.
Do I have to accept the offer?
No. The offer is yours to think over, with no obligation. Take your time, talk it over with family, and decide when you are ready. Nothing happens unless you say yes.
