Who pays closing costs when you sell a house for cash in North Carolina?

In our deals, we pay them

We pay the closing costs. You pay zero closing costs, zero commissions and zero fees of any kind. The cash offer we give you is what you receive at closing, minus your mortgage payoff and anything else legally owed against the house, such as liens, unpaid property taxes or HOA dues. Property taxes are prorated at closing the way they are in any North Carolina sale. We show every line before you sign.

That is not a promotion or a limited-time thing. It is how every deal we do is structured.

What those costs look like on a listing

On the typical $300,000 North Carolina home we use in our comparison, a traditional sale runs about $18,000 in agent commissions at 6% and about $7,000 in closing costs, plus roughly $30,000 in repairs and staging to get it market-ready. Net to the seller: about $245,000 before holding costs, after 90 to 120 days on the market and three to four more months of mortgage payments.

Our offer on that same house is $255,000, which is 85% of the $300,000 renovated value, with none of those deductions, and you close in 14 to 30 days. About $10,000 more in your pocket, roughly 90 days sooner, and the gap widens once you count the payments made while a listing sits.

That example is based on a typical $300,000 North Carolina home in average condition. Actual figures vary with condition, location, repairs needed and the current market, and an example is not a quote.

The costs people forget to count

Holding costs are the quiet ones. Every extra month of a listing is another mortgage payment, another month of property taxes, insurance, utilities and lawn care. On a $400,000 Raleigh home, combined City of Raleigh and Wake County property tax is roughly $300 a month at a combined rate of about $0.91 per $100 of valuation.

The other one is the repair credit negotiated after a buyer's inspection, which routinely takes thousands off the price you thought you had agreed to.

The number to compare

Do not compare offer to offer. Compare what actually lands in your account, after commissions, closing costs, repairs, credits and the months of carrying the house. That is the only number that matters.

Get a written offer with the math shown, or call and we will walk it through with you.