Who pays closing costs when you sell a house for cash in North Carolina?

Fees & Costs · Updated

In our deals, we pay them

We pay the closing costs. You pay zero closing costs, zero commissions and zero fees of any kind. The cash offer we give you is exactly what you walk away with at closing, minus only the mortgage payoff if you have one.

That is not a promotion or a limited-time thing. It is how every deal we do is structured.

What those costs look like on a listing

On the typical 300,000 dollar North Carolina home we use in our comparison, a traditional sale runs about 18,000 dollars in agent commissions at 6 percent and about 7,000 dollars in closing costs, plus roughly 30,000 dollars in repairs and staging to get it market-ready. Net to the seller: about 245,000 dollars, after 90 to 120 days and three to four more months of mortgage payments.

Our offer on that same house is 260,000 dollars with none of those deductions, and you close in 14 to 30 days. About 15,000 dollars more in your pocket, roughly 90 days sooner.

That example is based on a typical 300,000 dollar North Carolina home in average condition. Actual figures vary with condition, location, repairs needed and the current market, and an example is not a quote.

The costs people forget to count

Holding costs are the quiet ones. Every extra month of a listing is another mortgage payment, another month of property taxes, insurance, utilities and lawn care. On a 400,000 dollar Raleigh home, Wake County property tax alone is about 300 dollars a month at the 2026 rate of 0.91 dollars per 100 dollars of valuation.

The other one is the repair credit negotiated after a buyer's inspection, which routinely takes thousands off the price you thought you had agreed to.

The number to compare

Do not compare offer to offer. Compare what actually lands in your account, after commissions, closing costs, repairs, credits and the months of carrying the house. That is the only number that matters.

Get a written offer with the math shown, or call and we will walk it through with you.

Related questions

  • Are there any fees or hidden costs when selling to you?

    None. Zero commissions, zero closing costs (we pay them), zero repair deductions for things we find after signing, and zero service fees. The cash offer we give you is exactly what you walk away with at closing.

  • Are you a licensed agent, and do you work with real estate agents?

    We are not brokers. We are cash home buyers who purchase directly from homeowners with our own funds, which is why there are no commissions, showings or financing contingencies. We do work with North Carolina agents on deals where a cash buyer is the right fit.

  • How much are seller closing costs in North Carolina?

    It depends on how you sell. North Carolina puts the excise tax on the deed on the seller, and a listed sale adds agent commissions, title fees and prorated taxes on top of it. When you sell to us you pay none of it: zero closing costs, zero commissions, zero fees.

  • Is there any cost or obligation to get a cash offer?

    No, on both counts. All consultations, walkthroughs and written offers are free, and you are under no obligation to accept any offer that comes out of one. We only make money when we close a deal we have already agreed with you.

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