Do I still have to fill out a seller disclosure if I sell as-is?

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"As is" is about repairs, not about disclosure

Selling a house as-is means you are not fixing anything before closing. It does not mean the law stops asking what you already know.

N.C. Chapter 47E requires a Residential Property Disclosure Statement for most residential transfers, including single-family homes, condominiums and townhouses. Our as-is guide lists the kinds of things the form asks about: known structural defects, roof issues, plumbing, electrical and HVAC problems, pest damage, environmental issues, flooding history and HOA information.

The "No Representation" answer is real

On many of the questions, Chapter 47E lets a seller answer "No Representation" instead of making a statement about that condition. The form is revised from time to time and some questions, including the mineral and oil and gas rights disclosure, need a real answer, so check the current version. It is a lawful option, and it is commonly used by sellers who never lived in the property and genuinely do not know the answer.

It is not a way to bury something you do know about. Choosing "No Representation" where you have actual knowledge of a defect is the choice that causes trouble afterward.

Who is exempt

Chapter 47E exempts several categories of transfer, including transfers by an executor or administrator of an estate and sales under a deed of trust or a foreclosure. If you are the personal representative of the estate, the form usually does not apply to your sale. Heirs who have taken title and are selling in their own names generally are not exempt, although "No Representation" is available to them. Confirm with an attorney whether an exemption applies to you.

What we ask for

What we do not need is a repair list, an inspection report or a negotiation over what you disclose. We assume the condition risk ourselves, based on what you tell us. If the law requires the disclosure form for your sale, the closing attorney will give it to you, and it is short. You can still be transparent about known issues, and we will not penalize you for a long list.

We also do not require a traditional inspection, so there is no inspection report to produce and no repair addendum to negotiate later. Our offer is built on what you tell us about the house rather than on your disclosure form. That does not change what the law asks of you: if you know about a serious problem, tell us. Being upfront protects you, and an attorney can confirm exactly what you have to disclose.

If you are selling to anyone else, a listed buyer or a different cash buyer, assume the form applies to you until your attorney says otherwise.

Read the as-is guide, or send us the address and we will walk you through it.

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